Homeowner Assistance

Down Payment Assistance Program
Foreclosure Prevention Program
Homeowner Rehabilitation Program

“A house is a home when it shelters the body and comforts the soul.”  — Phillip Moffitt

ADVOCAP Homeowner Assistance Program

Down Payment Assistance Program

Helping our low-income population purchase homes.

The Down Payment Assistance Programs helps eligible homebuyers purchase affordable homes by providing a deferred loan that can be used as down payment.

ELIGIBILITY: Those interested in participating in the Down Payment Assistance Program must meet the income eligibility limit of 80% of county median income.

ADVOCAP Down Payment Assistance Program
Application Process for Down Payment Assistance:
  • Program applicants must first obtain a pre-approval letter from a local lender.
  • Each applicant will also need to complete a homeowner education course.
  • A program application will need to be completed along with income documentation to determine eligibility.
To find out more about the Down Payment Assistance Program:

Foreclosure Prevention Program

Helping homeowners prevent foreclosure.

The Foreclosure Prevention Program can provide a deferred loan to be used as payment on behalf of homeowner to prevent foreclosure. Costs may include payments to cover mortgage, property tax, principal, or interest.

ELIGIBILITY: Those interested in participating in the Foreclosure Prevention Program must meet the income eligibility limit of 80% of county median income.

ADVOCAP Foreclosure Prevention Program
Application Process for Foreclosure Prevention Program:
  • Applicants will first make a plan and financial arrangements with lender or municipality to avoid foreclosure.
  • A program application, income documentation, and financial statements will need to be submitted to determine eligibility
To find out more about the Foreclosure Prevention Program:

Homeowner Rehabilitation Program

Helping homeowners improve the health and safety of their home. 

The Homeowner Rehabilitation Program can assist low-income homeowners to rehab their home by providing a deferred loan. Rehabilitation assistance can be used to make essential improvements.

ELIGIBILITY: Those interested in participating in the Homeowner Rehabilitation Program must meet the income eligibility limit of 80% of county median income.

Application Process for the Homeowner Rehabilitation Program:
  • Applicants need to first submit a program wait list application to determine priority of service.
  • A program application, income documentation, and financial statements will need to be submitted to determine eligibility.
  • A home evaluation will need to be conducted to determine allowable services.
To find out more about the Homeowner Reabilitation Program:
ADVOCAP Services
Service Partners